Q2 2026 Earnings: Revenue NT$160.9B, EPS NT$4.95 — Cathay Financial

Summary

Cathay Financial Holdings (TWSE: 2882) reported cumulative H1 2026 revenue of NT$160.9B and net income after tax of NT$76.5B, translating to basic EPS of NT$4.95 per share. Operating income is not separately disclosed, which is standard practice for Taiwan's diversified financial holding companies under IFRS. The implied net profit margin of approximately 47.6% signals robust performance across its life insurance and banking subsidiaries, meaningfully ahead of typical mid-cycle norms for the sector.

Historical Impact

1 past Quarterly Earnings · ≈ 10-Q event at Cathay Financial

Median +5d

-2.36%

Range

-2.36% to -2.36%

Positive outcomes

0/1

Filed	P₀	P₊₅	+5d
Jul 31, 2026	₩102	₩99	-2.36%

Past performance does not guarantee future results. Small sample sizes may not be representative. For informational purposes only.

Full Translation

Cathay Financial Holdings Co., Ltd. (TWSE: 2882), Taiwan's largest diversified financial conglomerate spanning life insurance (Cathay Life), commercial banking (Cathay United Bank), and asset management, released its Q2 2026 quarterly earnings filing (季報) on September 2, 2026 (ROC Year 115). The figures below represent cumulative first-half (H1 January–June 2026) results, consistent with Taiwan's quarterly reporting convention. Revenue (營業收入): NT$160,873,077 thousand = NT$160.9 billion. For a financial holding company, this top-line figure aggregates insurance premium income, net interest income from banking, fee and commission income, and net investment gains across all subsidiaries. Operating Income (營業利益): Not separately disclosed ('--'). This is typical for financial holding companies filing under Taiwan's financial-sector reporting framework, where segment-level operating results are reported in subsidiary filings rather than the consolidated holdco statement. Net Income After Tax (稅後淨利): NT$76,516,146 thousand = NT$76.5 billion. This represents profit attributable to the group after all taxes, minority interests adjustments, and consolidation eliminations. The NT$76.5B figure implies a group net profit margin of approximately 47.6% on reported revenue — elevated relative to industrial or tech peers, reflecting the capital-gain-inclusive nature of insurance investment income during a period of favorable equity and fixed-income markets. Basic EPS (基本每股盈餘): NT$4.95 per share (par value NT$10.00 per common share). On an H1 basis, NT$4.95 EPS represents a strong first-half result; if the second half maintains a comparable run rate, full-year EPS could approach NT$9–10, which would be among the highest in Cathay Financial's recent history. Filing Date: September 2, 2026 (ROC 115/09/02). Industry Classification: Financial and Insurance (金融保險業).