Q2 2026 Earnings: Revenue NT$118.6B, EPS NT$1.96
Original: 2026年第2季財報 - 營收118,597,501千元, 稅後淨利40,458,382千元, EPS 1.96元
Summary
CTBC Financial Holding (2891) reported Q2 2026 revenue of NT$118.6B and net income after tax of NT$40.5B, delivering basic EPS of NT$1.96. Operating income and non-operating line items are not separately disclosed under Taiwan's financial holding company reporting format, which is standard practice across the sector. The implied net margin of approximately 34% reflects solid broad-based profitability across the group's banking, insurance, and wealth management subsidiaries.
Full Translation
CTBC Financial Holding Co., Ltd. (TWSE: 2891) filed its Q2 2026 quarterly earnings report (季報) on 22 August 2026 (ROC year 115). The company is classified under the Financial and Insurance industry sector on the Taiwan Stock Exchange.
Key financials (all NT$ amounts converted from thousands):
• Revenue (營業收入): NT$118,597,501,000 ≈ NT$118.6B
• Operating Income (營業利益): Not separately reported ('--'), consistent with financial holding company disclosure norms in Taiwan
• Non-Operating Income/Expenses (營業外收入及支出): Not separately reported ('--'), same basis
• Net Income After Tax (稅後淨利): NT$40,458,382,000 ≈ NT$40.5B
• Basic EPS (基本每股盈餘): NT$1.96 per share
• Par value per common share (普通股每股面額): NT$10.00
The absence of discrete operating income and non-operating lines is a structural feature of how diversified financial holding groups report in Taiwan—consolidated revenue aggregates net interest income, fee income, insurance premium income, and investment gains across subsidiaries, making a single operating profit subtotal less meaningful than in non-financial companies. The net profit margin of roughly 34% (NT$40.5B on NT$118.6B revenue) signals healthy group-wide earnings conversion. EPS of NT$1.96 for the quarter represents approximately NT$3.92 annualized on a simple-run-rate basis, before any seasonal variation in H2.